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Does Full Coverage Cover Mechanical Failure? – PolicyBachat

can i claim on my car insurance for a blown engine

Damages arising out of a hydrostatic lock, caused when trying to start the car when the water has entered the engine.

It’s important to note that all the above policies only cover damage caused by external factors, meaning they don’t cover normal wear and tear. If you can’t demonstrate that engine failure emanates from a covered accident, your insurer likely won’t foot your repair bills. Moreover, uninsured motorist, comprehensive, and collision policies are optional in 28 states, and so you may not have them if you only have the legal minimum insurance. Other policies, such as liability coverage and personal injury protection, have nothing to do with car repair, and therefore, don’t cover mechanical failure.

Can you trade in a car with a blown engine?

Vehicle breakdown: Vehicle malfunctions unrelated to covered incidents are often not covered by auto insurance, whether you’re traveling or going to work. However, you may acquire more comprehensive mechanical breakdown insurance or your auto warranty may cover specific parts for a predetermined period of time.

The NHTSA brochure about tire safety provides motorists with many helpful tips about maintaining their vehicle tires, including recommending that motorists invest in a simple tire pressure gauge. These inexpensive tools can be kept in the glove box of each vehicle you own, where they will be ready to use when you drive in to a service station for air.